A little introduction to part of my job scope,
I’m involved in banking industry projects, and one of it is MEPS.
Transactions between different banks have to use MEPS as a switch channel.
Since each bank has their own privacy, many times we’re solely depending
on MEPS to reply on transactions rejection investigation.
Here’s an event where Fallacy is applied.
Everytime if a bank perform system maintenance and
probably unable to joined the MEPS network, they’ll inform MEPS in
advance and MEPS will forward the notifications to all banks. But
there’re times when circular wasn’t given. There’s an
occasion where me and my colleague argues over bank ‘C’
connectivity with our bank, according to my knowledge, bank ‘C’ has
sent out notifications that their system will not be ready for a period of
time, but my colleague defended that their connectivity is ok, and persuaded me
that there’s no official circular sent from MEPS. Hence I have to
personally perform the physical transaction to obtain the transaction rejected
ATM slip as a proof. Lucky that I have a bank ‘C’ account with me.
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This is a “Burden of Proof Fallacy”
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